Updated Oct 22, 2026· 16 min read

Our Top Picks

  1. ASRock B850M-X WiFi R2.0 AM5 Micro-ATX Motherboard: SupportsR2.0
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  2. ASRock B550M PRO4 Supports 3rd Gen AMD AM411 x 10.5 x 2.5 inches2.6 pounds
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  3. ASRock B550M-HDV Socket AM4 Micro-ATX Motherboard11 x 9.5 x 2.5 inches1.54 Pounds
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  4. ASRock B650 Steel Legend WiFi 6E AMD SocketATX2.2 Pounds
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  5. ASRock B850 Steel Legend WiFi AMD AM5 ATXATX0 x 0 x 0 inches4 pounds
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  6. ASRock B650M-HDV M.2 White Micro-ATX AM5 MotherboardMicro ATX9.6 x 1.77 x 9.6 inches2.6 Pounds
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The best ASRock motherboard for most gaming builders on this list is the B850 Steel Legend WiFi, a full-size AM5 board whose title names DDR5, PCIe 5.0, 2.5G LAN and WiFi 7. If money is tight, the B650M-HDV M.2 White and the B850M-X WiFi R2.0 cover AM5 in micro-ATX for less. If you already own a Ryzen 5000 chip, the two B550 boards are the AM4 route, and the X870E Taichi OCF sits at the top for people who want every port. Because every pick shares one brand, the real choices are socket (AM4 or AM5), board size and whether Wi-Fi is built in. Every spec below comes from the seller’s listing title, so treat it as a claim and confirm it on the product page before you order.

Quick picks

ASRock B850M-X WiFi R2.0 AM5 Micro-ATX Motherboard: Supports AMD Ryzen 9000/8000/7000 CPUs, DDR5 8200+ (OC), PCIe 5.0, Wi-Fi 6E, 2.5G LAN, USB-C, BIOS Flashback

ASRock B850M-X WiFi R2.0 AM5 Micro-ATX Motherboard: Supports AMD Ryzen 9000/8000/7000 CPUs, DDR5 8200+ (OC), PCIe 5.0, Wi-Fi 6E, 2.5G LAN, USB-C, BIOS Flashback

One of the home product options compared in this guide.

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ASRock B550M PRO4 Supports 3rd Gen AMD AM4 Ryzen™ / Future AMD Ryzen™ Processors Motherboard

ASRock B550M PRO4 Supports 3rd Gen AMD AM4 Ryzen™ / Future AMD Ryzen™ Processors Motherboard

One of the home product options compared in this guide.

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ASRock B550M-HDV Socket AM4 Micro-ATX Motherboard, Supports AMD Ryzen 5000/4000/3000 Series Processors, DDR4 4733+(OC), PCIe 4.0, Gigabit LAN

ASRock B550M-HDV Socket AM4 Micro-ATX Motherboard, Supports AMD Ryzen 5000/4000/3000 Series Processors, DDR4 4733+(OC), PCIe 4.0, Gigabit LAN

One of the home product options compared in this guide.

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ASRock B650 Steel Legend WiFi 6E AMD Socket AM5 Ryzen 9000 8000 and 7000 Series SATA3 M.2 DDR5 7200+(OC) 256GB SATA3 6.0 Gb/s ATX Motherboard BIOS Flashback

ASRock B650 Steel Legend WiFi 6E AMD Socket AM5 Ryzen 9000 8000 and 7000 Series SATA3 M.2 DDR5 7200+(OC) 256GB SATA3 6.0 Gb/s ATX Motherboard BIOS Flashback

One of the home product options compared in this guide.

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ASRock B850 Steel Legend WiFi AMD AM5 ATX Motherboard, Supports AMD Ryzen 9000/8000/7000 Series Processors, DDR5 8000+ (OC), PCIe 5.0, 2.5G LAN, WiFi 7, 14+2+1 Power Phase

ASRock B850 Steel Legend WiFi AMD AM5 ATX Motherboard, Supports AMD Ryzen 9000/8000/7000 Series Processors, DDR5 8000+ (OC), PCIe 5.0, 2.5G LAN, WiFi 7, 14+2+1 Power Phase

One of the home product options compared in this guide.

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ASRock B650M-HDV M.2 White Micro-ATX AM5 Motherboard, AMD Ryzen 9000/8000/7000, PCIe 5.0 x16, DDR5 8200+(OC), Dual M.2 (Gen5/Gen4), USB 3.2 Type-C, 2.5G LAN

ASRock B650M-HDV M.2 White Micro-ATX AM5 Motherboard, AMD Ryzen 9000/8000/7000, PCIe 5.0 x16, DDR5 8200+(OC), Dual M.2 (Gen5/Gen4), USB 3.2 Type-C, 2.5G LAN

One of the home product options compared in this guide.

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ASRock AMD B850i Lightning WiFi 6E Socket AM5 Ryzen 9000/8000/7000 Series DDR5 8200+ (OC) MHz 128GB Mini ITX Motherboard M.2 SATA3 6.0 Gb/s PCIe 5.0 B850 BIOS Flashback

ASRock AMD B850i Lightning WiFi 6E Socket AM5 Ryzen 9000/8000/7000 Series DDR5 8200+ (OC) MHz 128GB Mini ITX Motherboard M.2 SATA3 6.0 Gb/s PCIe 5.0 B850 BIOS Flashback

One of the home product options compared in this guide.

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ASRock X870E Taichi OCF Socket AM5 ATX Motherboard, Supports AMD Ryzen 9000/8000/7000 Series, 22+2+1 Power Phase, DDR5, 2X PCIe 5.0 x16, USB4, WiFi 7, 5GbE LAN

ASRock X870E Taichi OCF Socket AM5 ATX Motherboard, Supports AMD Ryzen 9000/8000/7000 Series, 22+2+1 Power Phase, DDR5, 2X PCIe 5.0 x16, USB4, WiFi 7, 5GbE LAN

One of the home product options compared in this guide.

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  • B850 Steel Legend WiFi – best all-round ASRock AM5 board in full ATX size
  • B850M-X WiFi R2.0 – best for a compact AM5 gaming build
  • B650 Steel Legend WiFi – best older-chipset AM5 value in ATX with Wi-Fi
  • B650M-HDV M.2 White – best budget AM5 board for a white build
  • B850i Lightning WiFi 6E – best for a mini-ITX case
  • X870E Taichi OCF – best for a no-compromise AM5 flagship
  • B550M-HDV – best low-cost AM4 board for Ryzen 5000
  • B550M PRO4 – best AM4 step-up, with a dated title to double-check

Specifications side by side

Model Chipset / socket Form factor Key point from title Best for
B850 Steel Legend WiFi B850 / AM5 ATX WiFi 7, PCIe 5.0, 14+2+1 power phase, 2.5G LAN Full-size AM5 gaming builds
B850M-X WiFi R2.0 B850 / AM5 Micro-ATX Wi-Fi 6E, 2.5G LAN, BIOS Flashback Compact AM5 builds
B650 Steel Legend WiFi B650 / AM5 ATX WiFi 6E, DDR5 7200+ (OC), BIOS Flashback Value-minded full-size AM5
B650M-HDV M.2 White B650 / AM5 Micro-ATX Dual M.2 (Gen5/Gen4), 2.5G LAN, white finish Budget white builds
B850i Lightning WiFi 6E B850 / AM5 Mini-ITX Wi-Fi 6E, 128GB memory ceiling, BIOS Flashback Small-form-factor builds
X870E Taichi OCF X870E / AM5 ATX 22+2+1 power phase, USB4, 2x PCIe 5.0 x16, 5GbE High-end, loaded AM5 builds
B550M-HDV B550 / AM4 Micro-ATX Ryzen 5000/4000/3000, DDR4 4733+ (OC), Gigabit LAN Cheapest AM4 refresh
B550M PRO4 B550 / AM4 Check the listing Title mentions 3rd Gen and future Ryzen AM4 upgrades, after verifying CPU support

Our eight ASRock picks in detail

ASRock B850 Steel Legend WiFi: the balanced AM5 pick

The title calls this an AM5 ATX board on the B850 chipset with Ryzen 9000/8000/7000 support, DDR5 8000+ (OC), PCIe 5.0, 2.5G LAN, WiFi 7 and a 14+2+1 power phase. Those are seller claims, but together they describe a current-generation mainstream board that already includes the networking most people want. Of the eight listings, it avoids the space limits of micro-ATX and the flagship cost of the X870E Taichi OCF, which is why it leads the list.

The 14+2+1 number is a power-phase count as written in the listing. It hints at room for mid-range and many high-end Ryzen chips, but a phase count does not show heatsink quality or sustained-load behavior, so look at the product photos before assuming more. If you plan to overclock, read buyer feedback on the exact model, because a listing title cannot show how the board behaves in a warm case.

Pros

  • WiFi 7 and 2.5G LAN are named in the title
  • Full ATX layout leaves room for more expansion cards than micro-ATX
  • Lists Ryzen 9000, 8000 and 7000 support

Cons

  • The title does not give an M.2 socket count
  • WiFi 7 helps only if your router supports it
  • Costs more than the B650 boards below

Who it’s for: buyers pairing a Ryzen 7000 or 9000 chip with a mid-range or high-end graphics card who want one board and no further shopping.

Who should skip it: anyone building in a micro-ATX case or working to a hard budget.

ASRock B850M-X WiFi R2.0: the compact modern board

This micro-ATX AM5 board is listed with Ryzen 9000/8000/7000 support, DDR5 8200+ (OC), PCIe 5.0, Wi-Fi 6E, 2.5G LAN, USB-C and BIOS Flashback. The R2.0 in the name suggests a revised version of an earlier model, so check the listing photos and any revision note if you are comparing it against older reviews of a similarly named board.

Micro-ATX is the sweet spot for many gaming cases: it fits ATX and micro-ATX chassis and leaves more room for a large graphics card than mini-ITX does. The tradeoff is fewer expansion slots, so confirm that your storage and capture-card plans fit. Because this is a lower-tier B850 design, treat it as the sensible choice for a single graphics card and one or two SSDs, not for a build that keeps growing.

Pros

  • Wi-Fi 6E and 2.5G LAN are named in the title
  • BIOS Flashback is listed, which helps when a new CPU needs a BIOS update
  • Micro-ATX fits a wide range of cases

Cons

  • Fewer expansion slots than ATX boards
  • Title gives no M.2 socket count
  • Wi-Fi 6E rather than WiFi 7

Who it’s for: compact AM5 gaming builds where a B850 feature set matters but an ATX layout does not.

Who should skip it: builders who want several PCIe cards or many SATA ports.

ASRock B650 Steel Legend WiFi: full-size AM5 value

The listing describes an ATX AM5 board with Ryzen 9000/8000/7000 support, WiFi 6E, DDR5 7200+ (OC), 256GB memory capacity, SATA3, M.2 and BIOS Flashback. B650 is the earlier of the two AM5 mainstream chipset families here, so the board tends to make sense when a B650 listing undercuts a comparable B850 one. Check the current difference before committing.

The 256GB ceiling and 7200+ memory claim are maximum figures. Most gaming builds will run 32GB, and the memory speed you get depends on the kit, the CPU and the BIOS version. If a B650 board and a B850 board are close in price, compare the Wi-Fi generation and M.2 details rather than the chipset name alone.

Pros

  • Full ATX size with Wi-Fi 6E in the title
  • BIOS Flashback is listed
  • Large memory capacity ceiling for future upgrades

Cons

  • Older chipset family than B850
  • Title does not state LAN speed
  • No PCIe 5.0 graphics slot is mentioned in the title

Who it’s for: builders who want an ATX AM5 board and care more about the price tag than about the newest features.

Who should skip it: anyone who wants WiFi 7 or the newest chipset naming.

ASRock B650M-HDV M.2 White: budget AM5 in white

This is a micro-ATX AM5 board in a white finish. Its title lists Ryzen 9000/8000/7000, PCIe 5.0 x16, DDR5 8200+ (OC), dual M.2 (Gen5/Gen4), a USB 3.2 Type-C port and 2.5G LAN. Notably, the title does not mention Wi-Fi, so assume none until the listing says otherwise and plan on a cable or a USB adapter.

The ‘M.2’ in the product name and the dual-M.2 line both describe storage sockets. It is a good fit for a first AM5 build where the white parts matter and wireless networking does not. Pair it with a modest Ryzen chip and a mid-range graphics card, and spend the savings on faster storage or a better cooler.

Pros

  • Gen5 and Gen4 M.2 sockets are named in the title
  • 2.5G LAN included
  • White styling for themed builds

Cons

  • No Wi-Fi is mentioned
  • Micro-ATX limits expansion
  • Entry-level feature set

Who it’s for: budget-focused AM5 builders running a wired connection.

Who should skip it: buyers who need onboard Wi-Fi or want an overclocking-oriented board.

ASRock B850i Lightning WiFi 6E: the mini-ITX option

The title describes an AM5 mini-ITX board with B850, Wi-Fi 6E, DDR5 8200+ (OC) with a 128GB ceiling, M.2, SATA3, PCIe 5.0 and BIOS Flashback. Mini-ITX boards typically have two memory slots, so the 128GB figure most likely means two 64GB modules; confirm the slot count on the listing.

Small-form-factor cases impose limits that the board cannot fix: graphics card length, cooler height and power supply size. Measure the case first and treat this board as one part of a tightly planned system. Plan the cooler, the power supply connectors and the cable routing before you buy, because ITX builds leave little room to fix mistakes after assembly.

Pros

  • Mini-ITX size for small cases
  • BIOS Flashback is listed
  • Wi-Fi 6E named in the title

Cons

  • Fewer slots and ports than larger boards
  • Tight cases can complicate cooling and upgrades
  • Costs more than larger boards of similar standing

Who it’s for: small-form-factor builders who want a B850-generation AM5 board.

Who should skip it: anyone with a standard mid-tower case, where a larger board is cheaper and easier.

ASRock X870E Taichi OCF: the flagship

This is the top listing: AM5, ATX, Ryzen 9000/8000/7000, a 22+2+1 power phase, DDR5, 2X PCIe 5.0 x16, USB4, WiFi 7 and 5GbE LAN. USB4 is a platform requirement on X870 boards, so that line is expected. The two PCIe 5.0 x16 slots are worth a look, because on AM5 the two slots typically share the CPU’s graphics lanes when both are populated.

The extra phases and 5GbE are sensible for a workstation-leaning gaming rig, but they carry a high price. Most gaming systems will see little real-world benefit over a cheaper B850 board. If you do want USB4 for fast external storage or a 5GbE connection to a home server, this is the one ASRock listing here that names both.

Pros

  • USB4, WiFi 7 and 5GbE named in the title
  • 22+2+1 power phase listed
  • Two PCIe 5.0 x16 slots

Cons

  • Much higher cost than every other pick here
  • Features go unused in most gaming builds
  • The suffix OCF is not explained in the title

Who it’s for: enthusiasts who want fast networking, USB4 and a strong power-delivery design on one board.

Who should skip it: gamers with a mainstream CPU and a single graphics card, who can spend less and get the same frame rate.

ASRock B550M-HDV: the cheap AM4 refresh

This listing says Socket AM4, Micro-ATX, Ryzen 5000/4000/3000 support, DDR4 4733+ (OC), PCIe 4.0 and Gigabit LAN. It is the lowest-cost route in this group for a Ryzen 5000 build. Some Ryzen 4000 and 3000 models are APUs and the exact list varies, so check the vendor’s CPU support page for the chip you plan to use.

DDR4 and DDR5 are not interchangeable, so this board cannot be paired with DDR5 memory. A system built here also cannot move to a Ryzen 9000 chip later without replacing the board. Its biggest strength is simplicity: a clear Ryzen 5000 line in the title and a low entry point for a secondary or office-to-gaming conversion.

Pros

  • Low cost for an AM4 refresh
  • Supports Ryzen 5000 per the title
  • Can reuse existing DDR4 memory

Cons

  • Gigabit LAN only
  • No Wi-Fi mentioned
  • Dead-end platform with no path to Ryzen 9000

Who it’s for: owners upgrading an older AM4 system, or budget builders pairing an inexpensive Ryzen 5000 chip with DDR4.

Who should skip it: anyone building a new gaming PC meant to last through several CPU upgrades.

ASRock B550M PRO4: the AM4 step-up with a dated title

The title says it supports 3rd Gen AMD AM4 Ryzen and future AMD Ryzen processors. That phrasing is dated marketing text rather than a CPU list, so do not take it as confirmation of Ryzen 5000 support out of the box. Verify with the vendor’s compatibility list, and look at the listing to confirm the BIOS version shipped. The form factor is not stated; the M in the model name usually indicates micro-ATX, but confirm it.

It sits close to the B550M-HDV in price and purpose. If the listing provides more details than the title does, it is worth comparing before choosing, particularly the number of M.2 sockets, the LAN speed and whether the product page names the BIOS version that ships on the board.

Pros

  • AM4 platform keeps DDR4 memory in play
  • Priced as an entry-level AM4 board
  • ASRock lists it as a B550 board in the model name

Cons

  • Title wording is dated and vague
  • Form factor not stated
  • Ryzen 5000 support may need a BIOS update

Who it’s for: AM4 owners who want a straightforward B550 swap.

Who should skip it: anyone who is unable to flash the BIOS without a compatible CPU installed.

How we picked these

We built this list from the products supplied for this guide, then compared their listing titles, chipsets, sockets and sizes against ASRock’s published model naming and general platform facts. We looked at what each title claims, flagged vague or dated wording, and arranged the boards from broad appeal to specialist. Nobody on the team used or measured these units. Our basis is published specifications, manufacturer documentation and buyer reviews, and the competitor pages we studied cover far more boards than the eight we can list, so use this as a shortlist rather than a full catalog.

Choosing an ASRock board without second-guessing yourself

Start with the socket, not the model name

AM4 and AM5 do not interchange. AM5 boards use DDR5 only and accept the Ryzen 7000, 8000 and 9000 families listed in these titles. AM4 boards use DDR4 and top out at Ryzen 5000. The 8000 entries in titles generally refer to desktop chips with built-in graphics, so confirm the exact model on the vendor’s support page. Use the table below before you buy anything else.

What you already own or plan to buy Board type to choose Boards in this list
Ryzen 5000 chip and DDR4 memory AM4 / B550 B550M-HDV, B550M PRO4
New Ryzen 7000 or 9000 CPU, budget build AM5 / B650 B650M-HDV M.2 White, B650 Steel Legend WiFi
New Ryzen build wanting newer features AM5 / B850 B850 Steel Legend WiFi, B850M-X WiFi R2.0
Small case AM5 / mini-ITX B850i Lightning WiFi 6E
Maximum connectivity AM5 / X870E X870E Taichi OCF

Chipset tiers inside this lineup

Within AM5, B650 and B850 are the mainstream tiers and X870E is the high-end tier. Newer does not always mean more features: board makers choose which options to include, so read each title rather than assuming. The B850M-X and B850 Steel Legend list PCIe 5.0 in their titles, while the B650M-HDV also lists a PCIe 5.0 x16 line. X870 and X870E boards are required to offer USB4, which is a useful tell for the flagship. B550 is the previous-generation AM4 option with PCIe 4.0.

BIOS compatibility and Flashback

A new board can ship with an older BIOS that does not recognize a newer processor. BIOS Flashback, named in several titles, lets you update from a USB drive without a working CPU, which can save a return. Before you power on, work through this checklist:

  • Look up your exact CPU on the vendor’s support page and note the minimum BIOS version.
  • Download the BIOS file on another PC and format a USB drive as the vendor describes.
  • Connect stable power and do not interrupt the flash; a power cut can leave the board unusable.
  • Handle the board by its edges, away from carpet, to limit static discharge.
  • If you buy a bundle or motherboard and CPU combo, ask the seller whether the BIOS has already been updated, and read how to update the BIOS safely before starting.

Memory numbers in titles are ceilings

Phrases like DDR5 8200+ (OC) describe the highest overclocked memory speed the vendor lists, not what your kit will run. For a typical gaming build, a reputable DDR5 kit at a mainstream speed on two modules is easier to keep stable than four modules at the top of the range. DDR4 boards (B550) accept only DDR4 modules, and DDR5 boards accept only DDR5; the notches are in different places. Fill the two slots recommended in the manual first, and add the other pair later only if you need the capacity.

Size and case fit

Check the case before the board. An ATX board needs an ATX-capable case; micro-ATX fits ATX and micro-ATX cases; mini-ITX fits many small cases but limits graphics card length, cooler height and power supply type. Count the slots you need: a graphics card, a capture card or sound card, and any extra M.2 drives add up quickly on a smaller board. As a quick case-fit check, read the case maker’s supported board list, note the maximum graphics card length and cooler height, and confirm the board’s rear I/O cutout matches the shield on the listing before you order.

Mistakes buyers make

  • Buying a B550 board for a new Ryzen 9000 chip. AM4 and AM5 sockets differ, and no BIOS update bridges that gap.
  • Trusting overclock numbers. A DDR5 8200+ (OC) line is a ceiling, not a promise for your kit.
  • Overpaying for the flagship. A single-GPU gaming rig rarely uses a 22-phase board, USB4 or 5GbE.
  • Skipping the BIOS check. A board that arrives with an older BIOS may not boot a newer CPU until you update it.
  • Ignoring case size. A mini-ITX board in a mid-tower wastes money, and an ATX board will not fit a small case.
  • Assuming Wi-Fi is included. The B650M-HDV title does not mention it, and the same applies to the B550 titles. Buy a USB or PCIe adapter if you need it.
  • Treating the B550 pair as future-proof. They run out of upgrade road at Ryzen 5000, so price the full platform change before you commit.

Verdict

Choose the B850 Steel Legend WiFi if you want one full-size ASRock board for a Ryzen 7000 or 9000 build. Pick the B650M-HDV M.2 White or B850M-X WiFi R2.0 if you want to spend less in micro-ATX, the B550M-HDV if you are rescuing an AM4 system, and the B850i Lightning WiFi 6E only when the case demands mini-ITX. Reserve the X870E Taichi OCF for people who will use its ports. Whichever you choose, read the listing for Wi-Fi, M.2 count and BIOS notes first, and keep power stable if you ever need to flash.

Questions buyers ask

Are ASRock motherboards good for gaming?

ASRock sells boards across budget and enthusiast tiers, so the brand matters less than the platform and tier you choose. The AM5 boards in this list support Ryzen 7000 to 9000 chips per their titles, while the AM4 boards suit Ryzen 5000 upgrades. Check the title details, then read buyer reviews for stability reports on the exact model.

Which ASRock board is best for a Ryzen 5000 chip?

The B550M-HDV and B550M PRO4 are the two AM4 options here. The B550M-HDV title lists Ryzen 5000/4000/3000, while the PRO4 title uses older wording, so confirm 5000-series support on the vendor’s CPU page and make sure the shipped BIOS is current. Both use DDR4 memory, not DDR5.

Does a Ryzen 9000 chip need a BIOS update first?

Maybe. A board can ship with a BIOS from before your processor launched. Titles that list BIOS Flashback let you update from a USB drive without a CPU installed. Check the vendor’s support page for the minimum BIOS, keep power stable during flashing and never interrupt the process.

Is B650 or B850 the better buy?

Both are mainstream AM5 chipsets. B850 is the newer family, but features vary by model, so compare titles rather than chipset names. If a B650 board has the Wi-Fi, M.2 sockets and ports you need and costs less, it is a sensible choice. Pay extra for B850 only when its listed features matter to you.

Is the X870E Taichi OCF overkill for gaming?

For most single-GPU gaming PCs, yes. Its 22+2+1 power phase, USB4, two PCIe 5.0 x16 slots and 5GbE LAN suit heavy multitasking, content work or maximum overclocking headroom. A B850 board usually gives the same gaming frame rates for far less money.

Related guides

J
Jack Morgan
We compare specs, materials and verified owner reviews before a product earns a spot. Rankings are never paid.

FAQ

Are ASRock motherboards good for gaming?
ASRock sells boards across budget and enthusiast tiers, so the brand matters less than the platform and tier you choose. The AM5 boards in this list support Ryzen 7000 to 9000 chips per their titles, while the AM4 boards suit Ryzen 5000 upgrades. Check the title details, then read buyer reviews for stability reports on the exact model.
Which ASRock board is best for a Ryzen 5000 chip?
The B550M-HDV and B550M PRO4 are the two AM4 options here. The B550M-HDV title lists Ryzen 5000/4000/3000, while the PRO4 title uses older wording, so confirm 5000-series support on the vendor’s CPU page and make sure the shipped BIOS is current. Both use DDR4 memory, not DDR5.
Does a Ryzen 9000 chip need a BIOS update first?
Maybe. A board can ship with a BIOS from before your processor launched. Titles that list BIOS Flashback let you update from a USB drive without a CPU installed. Check the vendor’s support page for the minimum BIOS, keep power stable during flashing and never interrupt the process.
Is B650 or B850 the better buy?
Both are mainstream AM5 chipsets. B850 is the newer family, but features vary by model, so compare titles rather than chipset names. If a B650 board has the Wi-Fi, M.2 sockets and ports you need and costs less, it is a sensible choice. Pay extra for B850 only when its listed features matter to you.
Is the X870E Taichi OCF overkill for gaming?
For most single-GPU gaming PCs, yes. Its 22+2+1 power phase, USB4, two PCIe 5.0 x16 slots and 5GbE LAN suit heavy multitasking, content work or maximum overclocking headroom. A B850 board usually gives the same gaming frame rates for far less money.
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